Term Share Certificates
PSFCU Consumer Packages
- PSFCU offers a wide variety of Term Share Certificates with different terms and tiers at competitive dividend rates, thus giving you the choice of the term that is just right for you
- We make it easy for every Member to put their money to work by offering the choice of three tiers:
- $500.00-$49,999
- $50,000-$89,999
- $90,000 and above
- At maturity, Term Share Certificates may be automatically renewed or transferred to a PSFCU account of your choice
- You get to decide if the earned dividends are transferred to any other share or are added to the Term Share Certificate. Transferred dividends are available for withdrawal without penalties
- You may use your Term Share Certificate as a collateral to easily obtain share secured loans
- Term Share Certificates are also offered for Minor and Custodial accounts
To enhance your banking experience, we invite you to use our companion services.
How to sign up
New Members can open a Term Share Certificate online up to $50,000 or visit one of our branch locations.
Existing Members can open a Term Share certificates via PSFCU Online Banking, by the phone or visit one of our branch location.
For additional information please contact our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848).
Requirements and Restrictions
- To open a Term Share Certificate, you must have an established Statement or Passbook Savings account
- A minimum balance of $500.00 is required
- Early withdrawal penalties may apply
- Other Rules and Restrictions may apply
- Additional Restrictions and Requirements may apply to Minor and Custodial accounts