WARNING – FRAUD Alert!
October 14, 2010
National Credit Union Administration (NCUA) has informed us about a recent phishing attempt to obtain member credit card account numbers, expiration dates and electronic signatures. In cases reported to NCUA, the perpetrator(s) sent fraudulent e-mails, representing to be from the NCUA, to credit union members and the general public. The emails state the NCUA will add $50.00 to the member’s account for taking part in a survey. The link embedded in the message directs members to a counterfeit version of NCUA’s website with an illicit survey that solicits credit card account numbers and confidential personal information.
We encourage you to take the following additional precautions:
- Scan affected computers using updated anti-virus software.
- Enable automatic updates for anti-virus software and computer operating systems.
- Install security patches for common software applications promptly.
- Be aware that phishing e-mails frequently have links to Web pages that host malicious code and software.
- Do not open unsolicited or unexpected e-mail attachments.
- Do not follow Web links in unsolicited e-mails from apparent federal banking agencies, instead, bookmark or type the agency's Web address.
- Call the agency using a known and appropriate telephone number to verify the legitimacy of the message and attached file.
Anyone affected by this scam, and variants of this scam, is advised to forward the entire e-mail message to Phishing@ncua.gov. Additionally, formal complaints concerning any suspected fraudulent e-mail can be filed with the Internet Fraud Complaint Center (IFCC) at www.ic3.gov. The IFCC is a partnership between the Federal Bureau of Investigation and the National White Collar Crime Center.
August 9, 2010
We have received numerous reports of fraudulent text messages regarding your debit card asking you to call a specific phone number, message such as: "New York State EPPI Card, please verify recent transactions that you have made by contacting number 18776083611."
Please be advised that such messages are fraudulent; we ask you not to contact telephone numbers provided in such messages and not to furnish any personal information. We would like to remind you that Polish & Slavic Federal Credit Union will NOT send you text or SMS messages asking you to call any telephone number. If you are unsure about the authenticity or origin of any message that mentions our Credit Union – please call us immediately at 1-800-297-2181. Thank you for your cooperation.
July 08, 2010
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports ofa fraudulent e-mail that has the appearance of being sent from the FDIC.The subject line of the e-mails state: "you need to check your Bank DepositInsurance Coverage." The e-mail tells recipients that, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets." The e-mail then directs recipients to click on a link stating "You need to visit the official FDIC website and perform the following steps to check your Deposit Insurance Coverage."
This e-mail and associated Web site are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information or to load malicious software onto end users' computers and should not click on the link provided.
The FDIC does not issue unsolicited e-mails to consumers. Financial institutions and consumers should NOT follow the link in the fraudulent e-mail.
May 26, 2010
We have received a notice of e-mails purporting to originate from NCUA, offering recipients $40 to participate in a survey. According to NCUA, the e-mails, which solicit credit union member participation in an Online Survey or Member Survey are “fraudulent, and may be an attempt to obtain confidential member information. NCUA does not solicit such information from credit union members. This is a phishing activity with no NCUA activity or approval,” the agency said in a statement.
If you receive such an e-mail, please disregard it and do not follow the included instructions.
May 12, 2010
We would like to draw your attention to fraud attempts using MoneyGram Money Orders. It appears that scammers purchase authentic Money Orders issued by MoneyGram for small sums of money and later alter the payment amount. Since they are using original MoneyGram blanks, they are difficult to detect and after depositing to a bank account are returned due to the altered amount. We strongly encourage you to exercise caution if you receive a MoneyGram Money Order from an unknown source.
May 6, 2010
We have just been warned of a number of phone text messages sent by scammers to try to elicit confidential information from credit union members. In these messages, senders attempted to impersonate our Credit Union and asking them to call a provided toll-free telephone number to remove restrictions on an allegedly locked account. The fraudulent message, beginning with "FCU account is locked," warns of alleged account suspension. Its full text is quoted below:
FCU account is locked . Call Online Banking Services for help/service at 866-350-0629.
When the phone number is called, a pre-recorded message informs the member “Welcome to online services, our records indicate your account is restricted, please remain on the line to remove the restriction”, it then asks the member to enter their card number, expiration date and pin number.
This is an attempt to illegally obtain personal information. Please be advised that if you receive this text, or any message like it, it is a fraud and under no circumstances, should you provide any personal information.
Polish & Slavic Federal Credit Union will NOT send you text or SMS messages asking you to call any telephone number. If you are unsure about the authenticity or origin of any message that mentions our Credit Union – please call us immediately at 1-800-297-2181. Thank you for your cooperation.