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Garfield Promo Prize Drawing Rules

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Polish & Slavic Federal Credit Union
Garfield Branch Prize Drawing Rules


    1.    How to enter: Members of the Polish & Slavic Federal Credit Union (“Sponsor”) who open new accounts at the Garfield branch by the end of the business day on March 31, 2008 are automatically entered in the Prize Drawing (“Drawing”). Limit one entry per person. Entrants must be aged 18 and above and be the primary PSFCU account holders.
No purchase necessary to enter or to win. A purchase will not increase your chance of winning. Void where prohibited. PSFCU members in good standing 18 years of age or older may also become eligible and enter the Drawing by filling out entry cards available at the Garfield branch and leaving them with Member Services Representatives at that branch.
By participating, all entrants agree to abide by these Official Rules and the decisions of PSFCU, which are final and binding in all respects.
    2.    Employees, officers and directors of the PSFCU, or their parents, affiliates, subsidiaries; their legal advisors, promotional and advertising agencies, as well as the immediate families (spouse, parents, children and siblings, regardless of residence) and household members of such employees, officers or directors (whether related or not), are not eligible to participate in the Drawing.
    3.    Winner will be randomly selected from among all eligible entrants in a drawing conducted on or about April 14, 2008 in the presence of a representative of the Auditing Department of the PSFCU. Odds of winning depend upon the number of eligible entrants. Selected winners will be notified by phone and/or by mail. Selected winners will be required to sign and return an Affidavit of Eligibility and Release within 14 days of its receipt. Prize may be forfeited and awarded to a drawn alternate winner if (1) any affidavit or release is not returned within the stated time frame, (2) prize notification is returned as undeliverable, or (3) prize cannot be awarded to selected winner for any reason.
    4.    PRIZES: Two (2) Grand Prizes: One round-trip ticket for air travel between New York, NY and Poland aboard LOT Polish Airlines (“Carrier”). Trip includes Economy Class airfare. Winner must take the trip no later than one year from the date on which fully completed and executed affidavits and releases are received by the sponsors. Travel subject to space and availability. Blackout dates and other restrictions on the part of the Carrier may apply. No substitution or transfer of prize by Winners is permitted. Polish & Slavic Federal Credit Union is responsible solely for providing the prizes to the Winners.
    5.    Winners are responsible for all applicable taxes and fees associated with prize receipt.
    6.    ARBITRATION/CHOICE OF LAW: This Drawing will be governed by the laws of the State of New York. Any and all legal actions or claims arising in connection with this Drawing must be brought in a court of competent jurisdiction within the United States. By participating in this Drawing, each entrant accepts the conditions stated in these Official Rules, agrees to be bound by the decisions of the judges and warrants that he/she is eligible to participate in this Drawing.
    7.    WINNER LIST: For a complete list of the Drawing winners, send a self-addressed, stamped envelope for receipt by April 30, 2008 to: Polish and Slavic Federal Credit Union “Garfield Branch Prize Drawing”, c/o Marketing Department, 9 Law Drive, Fairfield, NJ 07004.

Sponsored by:
Polish & Slavic Federal Credit Union
100 McGuinness Blvd., Brooklyn, New York, 11222.
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