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PSFCU minor accounts

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Accounts for Minors                              

YOUTH ADVANTAGE Program for Young Credit Union Members

PSFCU's Youth Advantage Program packages have been designed to teach our children the value of savings while earning competitive dividends on their accounts. The number of options offered to our youngest Members progressively increases as they get older.

Youth Accounts are divided into three categories:

Finance Land Explorer (Age 0-9)

Finance Land Explorer is for a child up to the age of 9. An “Explorer,” can open his/hers first savings account jointly with a parent, grandparent or a legal guardian. He/she can learn basic finance through games available at the Young CU page and can open a “Goal Account”.  Every child receives a reward from our Credit Union for systematic savings deposits.

PRODUCTS & SERVICES 

FINANCE LAND EXPLORER
0-9 YEARS

Qualified Transaction Visit Incentives (non monetary)

Child As Primary Account Holder  Child has no access 
Parent/Legal Guardian As Joint Account Holder 

Passbook Savings Account

Money Market Account

Term Share Account

ESA

Goal Account

Direct Deposit

Passbooks 

Young Financial Manager (Age 10-15)

Young Financial Manager is for kids from 10-15 years old. In addition to the options available to the “Explorers,” he/she can also receive an ATM Card with a $20 daily withdrawal limit and gain access to our Internet Banking site, geared specifically to this age group. “Managers” are also rewarded for systematic savings deposits.

PRODUCTS & SERVICES

YOUNG FINANCIAL MANAGER
10-15 YEARS

Qualified Transaction Visit Incentives (non monetary)

Child As Primary Account Holder 

Parent/Legal Guardian As Joint Account Holder 

Passbook Savings Account

Money Market Account

Term Share Account

ESA

Goal Account

Direct Deposit

 

Passbooks 

Online Banking

ATM Card

$20 daily withdrawal limit 

Young Financial Expert (Age 16-18)

Young Financial Expert is a young adult aged 16 through 18. He/she has access to all options available to the younger groups, but can also open a checking account with a Debit Card. Young “Expert” enjoys much greater freedom in performing financial transactions, opening additional shares or using other electronic services. Young adults from this age group are also rewarded for making regular deposits to their accounts.

PRODUCTS & SERVICES 

YOUNG FINANCIAL EXPERT
16-18 YEARS

Qualified Transaction Visit Incentives (non monetary)

Child As Primary Account Holder 

Parent/Legal Guardian As Joint Account Holder 

Statement Savings Account

Money Market Account

Term Share Account

ESA

IRA 
Goal Account

Checking Account

Direct Deposit

eStatements

Check Image Access

Online Banking

Telephone Banking

ATM Card

Debit Card 

Student Visa Card 

Resources for minors

View more detailed information in our product table here.

How to sign up

You can open an Account for a Minor online or visit one of our branch locations. For additional information please contact our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848).

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Auto Loans
as low as

2.290%

 

PSFCU VISA credit cards as low as

8.740%

Mortgage Loans
as low as

2.750%

Personal Loans
as low as

11.240%

RATES, TERMS & CONDITIONS
Our Institution is Rated 5 Stars by Bauer
Equal Housing Lender   National Credit Union Administration NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency.

Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

© 2017 Polish & Slavic Federal Credit Union. All rights reserved.

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