Accounts for Minors 
YOUTH ADVANTAGE Program for Young Credit Union Members
PSFCU's Youth Advantage Program packages have been designed to teach our children the value of savings while earning competitive dividends on their accounts. The number of options offered to our youngest Members progressively increases as they get older.
Youth Accounts are divided into three categories:
Finance Land Explorer is for a child up to the age of 9. An “Explorer,” can open his/hers first savings account jointly with a parent, grandparent or a legal guardian. He/she can learn basic finance through games available at the Young CU page and can open a “Goal Account”. Every child receives a reward from our Credit Union for systematic savings deposits.
| PRODUCTS & SERVICES |
FINANCE LAND EXPLORER |
| Qualified Transaction Visit Incentives (non monetary) |
|
| Child As Primary Account Holder | Child has no access |
| Parent/Legal Guardian As Joint Account Holder |
|
| Passbook Savings Account |
|
| Money Market Account |
|
| Term Share Account |
|
| ESA |
|
| Goal Account |
|
| Direct Deposit |
|
| Passbooks |
|
Young Financial Manager is for kids from 10-15 years old. In addition to the options available to the “Explorers,” he/she can also receive an ATM Card with a $20 daily withdrawal limit and gain access to our Internet Banking site, geared specifically to this age group. “Managers” are also rewarded for systematic savings deposits.
| PRODUCTS & SERVICES |
YOUNG FINANCIAL MANAGER |
| Qualified Transaction Visit Incentives (non monetary) |
|
| Child As Primary Account Holder |
|
| Parent/Legal Guardian As Joint Account Holder |
|
| Passbook Savings Account |
|
| Money Market Account |
|
| Term Share Account |
|
| ESA |
|
| Goal Account |
|
| Direct Deposit |
|
| Passbooks |
|
| Online Banking |
|
| ATM Card |
$20 daily withdrawal limit |
Young Financial Expert is a young adult aged 16 through 18. He/she has access to all options available to the younger groups, but can also open a checking account with a Debit Card. Young “Expert” enjoys much greater freedom in performing financial transactions, opening additional shares or using other electronic services. Young adults from this age group are also rewarded for making regular deposits to their accounts.
| PRODUCTS & SERVICES |
YOUNG FINANCIAL EXPERT |
| Qualified Transaction Visit Incentives (non monetary) |
|
| Child As Primary Account Holder |
|
| Parent/Legal Guardian As Joint Account Holder |
|
| Statement Savings Account |
|
| Money Market Account |
|
| Term Share Account |
|
| ESA |
|
| IRA |  |
| Goal Account |
|
| Checking Account |
|
| Direct Deposit |
|
| eStatements |
|
| Check Image Access |
|
| Online Banking |
|
| Telephone Banking |
|
| ATM Card |
|
| Debit Card |
|
| Student Visa Card |
|
We invite you to go on an adventure with our Credit Union!
Below we also present some links to Polish websites prepared especially for children and teenagers. They will help you not only to test your knowledge but to practice your Polish as well!
Edukacja w Żyraffie
Fizykon.org, multimedialny podręcznik elektroniczny z fizyki dla liceum i gimnazjum
Gry edukacyjne w Czas Dzieci
Gry-Edukacyjne.net, darmowe gry edukacyjne dla dzieci
Ito, zabawy edukacyjne
Park Zabaw w Planecie Energii, gry, kolorowanki, puzzle, quizy, tapety i dzwonki
Wikijunior, edukacyjne książki dla dzieci do lat 12
View more detailed information in our product table here.
How to sign up
You can open an Account for a Minor online or visit one of our branch locations. For additional information please contact our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848).
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