Position Detail: Consumer Loan Processor
|Position Title:||Consumer Loan Processor|
|Location:||Fairfield, New Jersey|
Review assigned consumer loan application, originated by Branch, Call Center or submitted Online to verify application data.
Obtain proof of income when necessary.
Review credit report for any perceived irregularities and/or reported information if deemed necessary advice the member and request explanation or proof of paid debts.
Review documents received and inform underwriter of any information which would have a bearing on approval and/or timely funding of the loan.
Upload all additional documents provided by the member into processing system.
Provide notice of any exceptions.
Schedule funding and inform applicant about documents required for disbursement
Perform booking and loan documents arrangement.
Provide assistance to co-workers with difficult files or inquiries.
Ensure prompt and courteous response to customer inquiries.
Prepare various reports based on Managers request to effectively monitor activities, identify issues and trends.
Process Branch requests ( FIS record update).
Keep abreast with all PSFCU lending Policies and Procedures
Improve work performance through self-education
Any other duties or responsibilities, as required or assigned.
High school diploma or equivalent.
Knowledge of consumer loan products 1+ years of experience in a financial institution.
English/Polish bilingual required.
Familiarity with consumer lending documents
Analytical, problem-solving and negotiating skills.
Understanding of credit scoring.
Excellent written and verbal communication skills.
Strong customer service and team orientation.
Strong attention to details.
Familiarity with personal computer and basic software skills.
AN EQUAL OPPORTUNITY EMPLOYER