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Business Checking Accounts | PSFCU

Home > Accounts > Business > Checking > Business Checking Accounts | PSFCU

Business Checking Accounts

Each business is different, that’s why PSFCU offers you options. Whether your business is just starting out or growing quickly, we offer a checking plan that will help you spend less time worrying about your finances and more time running your business. Each of our Business Checking Account options pay dividends and is designed to accommodate different transaction volumes and business sizes.

Standard Business Checking Account

A simplified basic checking account designed for businesses with minimal transaction needs

  • Dividend bearing account
  • Minimum to open is $100
  • No monthly fee
  • No transaction fees*
  • FREE Online Banking and Bill Pay Services
  • Visa® Debit Card
  • NCUA Insured
Plus Business Checking Account

Checking account designed for growing or high volume businesses

  • Dividend bearing account
  • Minimum to open is $100
  • No transaction fee*
  • Free with average daily balance of $10,000**
  • FREE first order of checks and deposit slips
  • FREE Online Banking and Bill Pay Services
  • Visa® Debit Card
  • NCUA Insured
Business Checking Account for Non-Profits

A basic checking account designed for non-profit organizations

  • Dividend bearing account
  • Minimum to open is $100
  • No monthly service fee
  • No transaction fees*
  • Free Online Banking and Bill Pay Services
  • Visa® Debit Card
  • NCUA Insured
Advantages and Benefits of a PSFCU Business Checking Account

You can tailor your Business Checking account to fit your personal business preference by selecting as many or as few companion products and services listed below as your business needs dictate:

Auto Transfer Services

This privilege allows you to cover any shortages in your checking with funds transferred out of your Business Share Savings account. Transfers from your Business Share Savings account carry a transaction fee as outlined in our Fee Schedule.

Business Checking Line of Credit

You will appreciate the additional financial security, especially if you have an emergency situation and need extra cash. This product will provide funds to cover any checks you may write up to the credit line limit. Application and credit approval is required. Please click on the link above to find out more about the qualifications.

Online Banking

Now you can manage your account through the use of our web banking platform system. You get 24/7 access to the up-to-the minute account information including balances, cleared checks, stop payment option, or check copy*.

Bill Pay Services

A companion product to our already convenient business checking account. Eliminate the need to write checks, pay postage, or go through the hassle of having to remember to send your bills. Our online bill payment makes it simple and easy.

On-line check re-orders

This is yet another convenience service available to PSFCU checking account owners. You can re-order checks online without the need to visit our branches.

Direct Deposit

It’s FREE, fast, convenient and safe. Utilize direct deposit for your payroll, your tax refunds etc and save yourself time and a trip to the branch. Furthermore, funds are immediately available for withdrawal.


You can elect to receive your account statements in an electronic form through our web banking site. This is a FREE service. An added benefit is a quick online delivery, access to archived statements for 3 months, ability to create a permanent archive by downloading and saving your statements on your PC.

Check images

Your cancelled check images are now available with your monthly account statement. Whether you receive your statements through the conventional mail or in an electronic format, you can view and verify your cancelled checks, and keep them for your records as proof of payment. This FREE service is yet another convenience of our checking account.

Debit card

The PSFCU VISA® Debit Card is the only card you need to access your funds and make everyday purchases. The Debit card operates like cash. When used, the requested amount is deducted directly from your PSFCU checking account. So, there are no monthly payments to make, no checks to write or bills to settle!

* Stop payment and check copy fees apply.

To enhance your banking experience, we invite you to use our companion services

How to sign up

To open a Business Checking account, visit one of our branch locations. For additional information please contact our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848).

Requirements and Restrictions

*Fees apply for each auto transfer.
**If below required average daily balance $10 monthly fee is required.
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