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PSFCU Offers Home Equity Line of Credit with No Fees and No Closing Costs

Home > About Us > News > PSFCU Offers Home Equity Line of Credit with No Fees and No Closing Costs

Introducing our new NO FEES
& NO CLOSING COSTS¹
Preferred Home Equity Lines of Credit

You can save even more taking advantage of our promotional interest rate of 3.99%, valid for the first six months from the application approval.

A Preferred Home Equity Line of Credit from the Polish & Slavic Federal Credit Union lets you establish a flexible line based upon the equity in your home, and draw on it by simply writing a check.  You can use the cash whenever you need it, for almost any purpose.

Apply for a Preferred Home Equity Line of Credit during the month of October and you will receive a great low Introductory Rate of 3.99% APR² valid for the first six months from the application approval, at which time your rate will convert to your Standard Rate.  The Standard Rate for our Preferred Home Equity Line of Credit adjusts monthly based on a rate index plus or minus a margin.  The rate index is based on the Prime Rate, as published in The Wall Street Journal.

Simply apply for a Home Equity Line of Credit at any branch today and all advances made on the line will carry the Introductory Rate of 3.99% APR² valid for the first six months from the application approval.

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¹ New York residents will have to pay applicable mortgage taxes, which may be made with an advance on your line of credit.
² APR = Annual Percentage Rate.  Rates as of 02/19/08.  Available for new HELOCs.  Introductory rate fixed valid for the first six months from the application approval.  Rate index used is the Prime Rate, as published in the Wall Street Journal and is adjusted on the first day of each month. Maximum lifetime APR is 14.99%. If loan is paid off and closed prior to 3 years (36 months) from origination, member must reimburse the credit union all closing costs which may be up to $500. The term of loan is 25 years.  The minimum of the loan is $10,000 and the maximum is $250,000.  Home Equity Lines of Credit are subject to application, credit approval and loan–to-value requirements.  Other restrictions and limitations apply.  Membership required to borrow.
A Home Equity Line of Credit is available for owner-occupied 1-4 family residential properties, including condominiums.  Products are not available in all states.  Home Equity accounts are secured by a mortgage on your primary residence.  Products and rates are subject to change without notice.

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Auto Loans
as low as

2.550%

 

PSFCU VISA credit cards as low as

9.740%

Mortgage Loans
as low as

3.375%

Personal Loans
as low as

11.240%

RATES, TERMS & CONDITIONS
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