Open a "thrifty" Checking Account

FAST, EASY and AVAILABLE TO EVERYONE*
even those without a Social Security Number

The account may be opened by phone or in one of our branches,
saving you numerous fees collected by other banks.

SAVINGS AND ADVANTAGES:

• no monthly fees or fees for issued checks
• free 150 checks "to get things started" and free checks for members aged 65 and over
• account holder may obtain a VISA® Debit Card, which makes shopping easy
• you can use online banking services such as electronic statements (including images of cleared checks) and electronic bill payment
• account pays dividend
• you may also close costly checking accounts at other banks!

For more information, please call 1-800-297-2181 or visit one of our ten branches.

* Savings account is required to open a checking account.
   Minimum deposit of $25 is required at checking account opening.
   Social Security requirement waived for non-resident aliens only.
   Other restrictions apply.