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Routing/ABA Number: 226082022
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Debt Consolidation Loan                               

A debt consolidation loan can help you to pay off debts from other Financial Institutions (excluding PSFCU debts). Consolidate your high-interest debts into one low-rate loan and lower your total monthly loan payment.

  • Great low fixed rates
  • Amounts up to $20,000*
  • Flexible terms up to 5 years
  • No application fee or prepayment penalty
Apply now for a PSFCU debt consolidation loan or visit your local branch office to today!

For your convenience, we can automatically deduct your payments from a designated account at the credit union. There is no penalty if you want to repay in advance, however the minimum payment is required each month.

Loan Example for Debt Cosolidation Loan: APR** Monthly Payment
$10,000 for 36 months: 6.99% $308.79
$20,000 for 48 months: 6.99% $478.95
$20,000 for 60 months: 6.99% $396.04

Click here for a calculator.

*Loan amount available to applicants depending on credit rating.

**The Annual Percentage Rate used in the above illustrations are as of 2/8/2023. The rate and APR you receive will be based on your credit history and other factors. To qualify for 6.99% APR FICO score of 750 or higher is required. The interest rate includes a 0.25% discount for registering automatic payments from the PSFCU checking account on which the loan was issued. All loans are subject to credit approval and verification. Applicant must be at least 18 years old. Products and rates are subject to change without notice. Products are not available in all states. PSFCU membership is required. Other restrictions may apply. The calculations shown above are examples and are not representative of actual loans. PSFCU is not responsible for errors in the calculation illustrations.

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