*Annual Percentage Yield. Promotional period begins on September 7, 2022 and ends on September 30, 2022. Promotion applies only to incoming IRA rollovers and transfers from other financial institution. The minimum opening balance is 500,00 USD. The maximum opening balance per member is 100,000.00 regardless of the number of accounts owned. Early withdrawal penalty equal to 365 days of dividends applies to 6-year (72-month) certificate. PSFCU reserves the right to change promotional terms or end the promotion at any time without a notice. All products and services are for PSFCU members only. Other restrictions may apply.
uChoose Rewards® is a loyalty program available to PSFCU VISA® debit cardholders. Promotion applies to new referral accounts opened during the promotional period from 8/15/2022 to 10/31/2022. Referred member must present the referral ticket when opening new account, become a member of the sponsoring organization and make initial deposit of $10.00 to savings account. New member must also qualify to open checking account, debit card and register with uChoose Rewards® at www.uchooserewards.com to redeem points. Exclusions: employee accounts are excluded. Minor members cannot make new referral. Checking account and debit card are subject to verification and approval. For program details refer to the uChoose Rewards® terms and conditions. Other restrictions may apply. uChoose Rewards® is a registered trademark of Fiserv, Inc., an unaffiliated third party vendor of PSFCU.
uChooseRewards is a loyalty program available to PSFCU VISA® Debit cardholders. Promotion applies to signature debit card transactions made during promotional period from 8/15/2022 to 9/18/2022. Checking account and debit card are subject to verification and approval. The cardholder must register with uChoose Program to earn rewards. For details refer to the uChoose Program terms and conditions. Other restrictions may apply. uChoose Program is a registered trademark of Fiserv, Inc., an unaffiliated third party vendor of PSFCU.
Available offers can be viewed and redeemed after logging in to your PSFCU Online Banking, Mobile Banking or in Branch. The available offers are based on an initial criteria for creditworthiness and other factors such as share, loan, and service usage as of June 2022 and were individually prepared for qualifying members. PSFCU reserves the right to rescind an offer for a product that was already obtained after the offers were generated. Taking advantage of one or more of the available offers may affect the pre-approved status of any remaining offers. Rates are subject to change and certain restrictions may apply. Please refer to your online banking home screen for full product details and disclosures. Products and Services are available to PSFCU members.
*Annual Percentage Rate (APR). Promotion applies to new student credit cards opened between June 1, 2022 and September 30, 2022.
Terms of the Promotional Offer
- Purchases: 0.00% APR on purchases for 12 months from the account open date
- Balance Transfers: 0.00% APR on balance transfers for 18 months from the first qualifying transaction on transfers made within 60 days of the account open date. The balance transfer must be from non-PSFCU credit card account; minimum balance transfer amount is $250; standard balance transfer fee applies: $5 or 3% of the amount of each balance transfer, whichever is greater. After promotional period, the APR will revert to the standard APR as per your account opening disclosures. If your payment is late, your promo APR will revert to the standard APR. Student Credit Card is subject to credit verification and approval. Student must show evidence of independent ability to make required minimum periodic payments on the proposed extension of credit. Absent proof of ability to repay will require parent as cosigner or guarantor. Other restrictions may apply.
Promotion valid for existing PSFCU mortgage loan holders who apply for additional mortgage loan on primary, secondary or investment 1-4 family property. The borrower must meet the standard eligibility requirements and the ability to repay the loan. Loans with an own contribution of less than 20% of the value of the house require private mortgage insurance (PMI). Offer only to PSFCU Members. Credits are not offered in all states. Other restrictions may apply.
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