*APR = Annual Percentage Rate. Promotion is valid from November 1, 2019 until January 31, 2020. All loans are subject to credit verification and approval. The rate received will be based on credit history and other factors. Promotional rate of 1.99 APR applies to 12-36-month new car financing and considers 0.25% discount for automatic payment from PSFCU checking account. Without automatic payments from PSFCU checking account, the rate will be 0.25% higher. Monthly payment on a 36-month loan at 1.99 APR is $28.65 for every $1,000 borrowed. The credit limit of $100,000 applies to new cars and $60,000 credit limit applies to used cars. PSFCU loans are not available in all states. Offerings, rates, terms and conditions are subject to change without notice. Offer valid for PSFCU members only. Other restrictions may apply.
*APR = Annual Percentage Rate. Rates as of 11/01/2019. All loans are subject to credit verification and approval. The rate received will be based on applicant’s creditworthiness and other factors. Rate shown includes a 0.25% discount for automatic transfers from PSFCU checking account. Without automatic payment from PSFCU checking account, the APR is 2.74%.
Home equity line of credit is adjustable rate loan. Introductory rate of 2.49 APR is fixed rate and will remain in effect for the first 12 months from funding date. After 12 months, the rate will convert to the standard adjustable rate based on Wall Street Journal Prime Rate (WSJP). The rate may change monthly, but will not exceed 14.90% or decrease below 3.75%. Minimum monthly payment may change as a result of rate changes. Minimum loan amount is $10,000, maximum loan amount is $250,000 and the loan to value ratio may not exceed 75% (LTV). Loan can be made against applicant’s primary residence, 1-4 family, including condominiums located in the states of NY, NJ, PA, CT, FL and IL. If loan is paid off and the line is closed within 36 month of opening it, applicant will be required to reimburse closing costs up to $1,300. New York and Florida residents are required to pay a mortgage tax that may be covered by a credit line. Tax advisor should be consulted for information regarding the deductibility of interest and charges. Products and rates are subject to change without notice. Other restrictions may apply. Offer valid for PSFCU members only.
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