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Term Share Certificates

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Business Term Share Certificates

  • PSFCU offers a wide variety of Business Term Share Certificates with different terms and tiers at a competitive dividend rate, thus giving you the choice of the term that is just right for you
  • At maturity, Business Term Share Certificates may be automatically renewed or transferred to a PSFCU account of your choice
  • You get to decide if the earned dividends are transferred to any other share or are added to the Business Term Share Certificate. Transferred dividends are available for withdrawal without penalties
  • You may use your Business Term Share Certificate as collateral to easily obtain share secured loan
  • NCUA Insured

To enhance your banking experience, we invite you to use our companion services

How to sign up

  • To open a Term Share Certificate, visit one of our branch locations. For additional information please contact our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848).

Requirements and Restrictions

  • To open a Term Share Certificate you must have an established Business Savings account
  • A minimum balance of $500 is required
  • Early withdrawal penalties apply
  • Other Rules and Restrictions may apply

Business Term Share Accounts

Term Share Account: $500 - $49,999
Effective Date: 07/01/2016
TermDividend RateAPY*
6 months 0.10% 0.10%
9 months 0.20% 0.20%
1 year 0.20% 0.20%
*APY - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice.

Term Share Account: $50,000 - $89,999
Effective Date: 07/01/2016
TermDividend RateAPY*
6 months 0.10% 0.10%
9 months 0.20% 0.20%
1 year 0.20% 0.20%
*APY - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice.

Term Share Account: $90,000 and over
Effective Date: 07/01/2016
TermDividend RateAPY*
6 months 0.10% 0.10%
9 months 0.20% 0.20%
1 year 0.20% 0.20%
*APY - Annual Percentage Yield; Minimum to earn disclosed APY - $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice.

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Auto Loans
as low as

1.990%

 

PSFCU VISA credit cards as low as

8.740%

Mortgage Loans
as low as

2.750%

Personal Loans
as low as

11.240%

RATES, TERMS & CONDITIONS
Our Institution is Rated 5 Stars by Bauer
Equal Housing Lender   National Credit Union Administration NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency.

Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

© 2017 Polish & Slavic Federal Credit Union. All rights reserved.

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