Polski
 

CONSUMER LOANS

Credit Cards
Effective Date: 12/01/2021
Card TypeAPR as low as*Credit LimitAnnual Fees
PSFCU Visa Elite 11.990% up to $30,000 None
PSFCU Visa Premier 9.990% up to $30,000 None
PSFCU Visa Advantage 5.990% up to $30,000 None
PSFCU Visa Liberty 10.990% up to $3,000 None
PSFCU Visa Choice 14.990% up to $10,000 None
*The rate you receive will be based upon your credit history, collateral, and loan characteristics. APR - Annual Percentage Rate.

New Auto Loan
Effective Date: 12/01/2021
TermRate as low as*APR as low as**
7 years 3.990% 3.990%
6 years 2.990% 2.990%
5 years 2.490% 2.490%
4 years 2.240% 2.240%
3 years 1.990% 1.990%
2 years 1.990% 1.990%
1 year 1.990% 1.990%

* The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

** APR - Annual Percentage Rate

Used Auto Loans
Effective Date: 12/01/2021
TermRate as low as*APR as low as**
7 years*** 4.490% 4.490%
6 years*** 3.490% 3.490%
5 years 2.990% 2.990%
4 years 2.490% 2.490%
3 years 2.240% 2.240%
2 years 2.240% 2.240%
1 year 2.240% 2.240%

* The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

** APR - Annual Percentage Rate.

***Available only for cars up to 3 years old.

Boat Loan
Effective Date: 12/01/2021
Product/CategoryRate as low as*APR as low as**
New Boat Loan
(term up to 9 years)
6.250% 6.250%
Used Boat Loan
(term up to 7 years)
7.250% 7.250%

* The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

** APR - Annual Percentage Rate

Motorcycle Loan
Effective Date: 12/01/2021
Product/CategoryRate as low as*APR as low as**
New Motorcycle Loan
(term up to 5 years)
7.250% 7.000%
Used Motorcycle Loan
(term up to 5 years)
7.000% 7.500%

* The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

** APR - Annual Percentage Rate

Additional Loan Products
Effective Date: 12/01/2021
Product/CategoryRate as low as*APR as low as**Notes
Personal Loan 11.490% 11.490% Up to 5 years
Share Secured Loan +2.50%*** 2.500% Up to 7 years
Checking Line of Credit 9.750% 9.750%  

* The rate you receive will be based upon your credit history, collateral, and loan character.

The above interest rates listed for a Personal Loan apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

** APR - Annual Percentage Rate

*** The rate equals to the Savings/Money Market/CD share rate + 2.50%

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